To add to this...a warning...when my computer burped a few months back I had a dickens of a time finding all my critical data. User ID's, Passwords...to apps, telephone numbers, e-mail addresses, etc. Now I have it all written down on a piece of paper...dinosaur style...along with the electronic backups.

It might be advisable to suggest that peeps get a hard copy of all their critical data because it's becoming more and more evident that this chit ain't being...can't be...protected.