185% of what figure? I once thought about getting free stuff but I checked online and you had to be destitute to get housing, food, etc. extra money. So, basically, you needed to wait until you were on the street before any assistance. Even then, there seemed to be a long waiting list before they would start the free stuff. Most people would not allow themselves to get that poor.
With interest rates so low, once you retire, it is hard to safely invest for income without taking much more risk (eg. equities). Used to be old people were told to invest in .gov debt ...being the safest...structuring through the timelines of short, intermediate and long term (bills, notes and bonds).
I am having a great time spreading the truthful meme that the seniors got screwed with the latest tax deal. It will take hold and come back to bite DC in the butt. Almost a certainty. Antifa is pissant compared to what pissed off Boomers can do.